European Blackjack Rules
2 decks
Dealer does not have a hole card.
*If you double or split and the dealer
makes blackjack you lose double.
Dealer stands on soft 17
Double down on 9, 10 and 11 only
No double down after split
No respliting
No surrender
Player may draw to split Aces
A split Aces and a 10 counts as 21 and not Blackjack
You can take Insurance if the Dealer's first card is an Ace.
Legend 
Hit 
Stand 
Split Pairs 
H 
S 
Sp 
Double Down
If you can't double hit 
Double Down
If you can't double stand 
Dh 
Ds 
Never take Insurance 
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Hard Totals 

Dealer Up Card 
Player Total 
2 
3 
4 
5 
6 
7 
8 
9 
T 
A 
21 
S 
S 
S 
S 
S 
S 
S 
S 
S 
S 
20 
S 
S 
S 
S 
S 
S 
S 
S 
S 
S 
19 
S 
S 
S 
S 
S 
S 
S 
S 
S 
S 
18 
S 
S 
S 
S 
S 
S 
S 
S 
S 
S 
17 
S 
S 
S 
S 
S 
S 
S 
S 
S 
S 
16 
S 
S 
S 
S 
S 
H 
H 
H 
H 
H 
15 
S 
S 
S 
S 
S 
H 
H 
H 
H 
H 
14 
S 
S 
S 
S 
S 
H 
H 
H 
H 
H 
13 
S 
S 
S 
S 
S 
H 
H 
H 
H 
H 
12 
H 
H 
S 
S 
S 
H 
H 
H 
H 
H 
11 
Dh 
Dh 
Dh 
Dh 
Dh 
Dh 
Dh 
Dh 
H 
H 
10 
Dh 
Dh 
Dh 
Dh 
Dh 
Dh 
Dh 
Dh 
H 
H 
9 
Dh 
Dh 
Dh 
Dh 
Dh 
H 
H 
H 
H 
H 
8 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
7 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
6 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
5 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
AT 
S 
S 
S 
S 
S 
S 
S 
S 
S 
S 
A9 
S 
S 
S 
S 
S 
S 
S 
S 
S 
S 
A8 
S 
S 
S 
S 
S 
S 
S 
S 
S 
S 
A7 
S 
S 
S 
S 
S 
S 
S 
H 
H 
H 
A6 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
A5 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
A4 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
A3 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
A2 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
AA 
Sp 
Sp 
Sp 
Sp 
Sp 
Sp 
Sp 
Sp 
Sp 
Sp 
TT 
S 
S 
S 
S 
S 
S 
S 
S 
S 
S 
99 
Sp 
Sp 
Sp 
Sp 
Sp 
S 
Sp 
Sp 
S 
S 
88 
Sp 
Sp 
Sp 
Sp 
Sp 
Sp 
Sp 
Sp 
H 
H 
77 
Sp 
Sp 
Sp 
Sp 
Sp 
Sp 
H 
H 
H 
H 
66 
Sp 
Sp 
Sp 
Sp 
Sp 
H 
H 
H 
H 
H 
55 
Dh 
Dh 
Dh 
Dh 
Dh 
Dh 
Dh 
Dh 
H 
H 
44 
H 
H 
H 
H 
H 
H 
H 
H 
H 
H 
33 
H 
H 
Sp 
Sp 
Sp 
Sp 
H 
H 
H 
H 
22 
H 
H 
Sp 
Sp 
Sp 
Sp 
H 
H 
H 
H 
